Abstract

This research examines the strengthening of the authority of Notaries as Class II Auction Officers in settling Non-Performing Loans (NPL) through voluntary non-executory auction mechanisms of debt rights (cessie). The increase in NPLs within the banking sector necessitates effective settlement alternatives, such as transferring debt rights via auction. This study aims to analyze the essence of voluntary non-executory auctions and the reinforcement of the Notary's role as a Class II Auction Officer. This normative legal research employs both statutory and conceptual approaches.
The results indicate that the essence of voluntary non-executory auctions for cessie is the transformation of debt transfers from the private sphere into transactions with a public dimension. This process concludes with the issuance of an Auction Minute (Risalah Lelang) as an authentic deed, providing legal protection for creditors (cedent) to expedite liquidity recovery efficiently and accountably. Furthermore, strengthening the Notary’s authority is a juridical and practical necessity to ensure legal certainty. Therefore, regulatory harmonization is required, specifically by revising or clarifying Article 15, Paragraph (2), Point g of the Notary Position Act to ensure synchronization with auction regulations.